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Neither Cetera Advisor Networks LLC, nor its representatives offer tax or legal advice. Please consult with your tax and legal advisors regarding your individual situation.

Fernandes Wealth Management, LLC is not a subsidiary of nor controlled by Cetera Advisor Networks LLC.

Fernandes Wealth Management, LLC is not a broker-dealer nor a registered investment adviser.

Cetera Wealth Partners is a region of Cetera Advisor Networks. Securities and advisory services offered through Cetera Advisor Networks LLC., member FINRA/SIPC, a broker/dealer and a Registered Investment Adviser. Cetera is under separate ownership from any other named entity.

Individuals affiliated with this broker/dealer firm are either Registered Representatives who offer only brokerage services and receive transaction-based compensation (commissions), Investment Adviser Representatives who offer only investment advisory services and receive fees based on assets, or both Registered Representatives and Investment Adviser Representatives, who can offer both types of services.

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